I have 50L now, and want to generate an income of 50-60k on a monthly basis. Can you outline a plan on how to achieve that?

 

I have 50L now, and want to generate an income of 50-60k on a monthly basis. Can you outline a plan on how to achieve that?

Mujhe abhi 50L hai, aur main mahine ka 50-60 hazar ka aay prapt karna chahta hoon. Kya aap mujhe bata sakte hain ki issey prapt karne ke liye main kya kar sakta hoon?

1. Apni nivesh aayu nirdharit karein: Aapko yeh tay karna hoga ki aap apne paise ko kitne samay ke liye lagana chahte hain. Uchit laabh ki prapti ke liye lambe samay tak nivesh karna aavashyak hai.
2. Uchit nivesh lakshya nirdharit karein: Aapko apni nivesh aayu aur rishton ke prati sahanubhooti ke aadhar par uchit nivesh lakshya nirdharit karna chahiye. Jyada laabh ke saath adhik risk hota hai. Isliye, nivesh ke faisle lene se pahle aapko apni sahanubhooti ka moolyaankan karna chahiye.
3. Apna portfolio vibhinn prakaar ke nivesh se sajja karein: Nivesh risk ko kam karne ke liye sajja ke prakaar mein mahatvapurn hai. Aapko vibhinn kshetron aur bajar mein stocks, bonds aur mutual funds jaisi sahayakon mein nivesh karna chahiye.
4. Mutual funds mein nivesh karein: Mutual funds lambe samay tak uchit laabh pradaan karne wale kam risk wale nivesh vikalpon mein se ek hai. Aap aise equity mutual funds mein nivesh kar sakte hain, jinmein pratishthit laabh prapt karne ka saabit track record hai.
5. Fixed income instruments mein nivesh karein: Corporate bonds aur government bonds jaise fixed income instruments low-risk nivesh hote hain, jo niyamit laabh pradaan kar sakte hain.
6. Real estate ka vichar karein: Real estate lambe samay tak niyamit aay prapt karne ke liye achha nivesh vikalp ho sakta hai. Aap kiraye par property ya REITs (Real Estate Investment Trusts) mein nivesh kar sakte hain, jo niyamit kiraye ki aay pradaan karte hain.
7. Financial advisor se sahayata len: Financial advisor ki sahayata se aap samajhdaari se nivesh ke faisle le sakte hain aur apne nivesh se adhik laabh prapt kar sakte hain.

Yaad rakhiye, mahine ka 50-60 hazar ka aay prapt karne ke liye lambe samay tak ka nivesh ki yojna, dhairya aur savdhan yojana avashyak hai.